Operations Analysis
Bill and Janice Landiss
"Our experience with MCoUSA was favorable, profitable and unobtrusive. The results of the engagement produced a bona fide, six figure profit improvement for our bank annually. We absolutely could not have accomplished this without them."
Bill Landiss Pres & CEO
First National Bank
Giddings, TX
$145 million assets
Opportunities for improving a bank’s efficiency ratio are found in the details.
Our focus is a review and detailed analysis of your current practices at the transaction level to identify acceptable cost reduction or cost recovery opportunities. We bring a creative mindset not influenced by prior knowledge of your current methods and procedures to act as agents of change within your organization.
You’re in control at all times. You approve if, how and when our recommendations are implemented with full consideration for community and customer impact, bank goals, staff training, implementation, results tracking and cost-savings or recovery.
The Process
Implementation is often the missing ingredient for success. You get our full support with implementation planning, execution and tracking.
You do not need to budget for any project because fees are based on actual results achieved.
Our fee is paid monthly after you’ve achieved the savings for the prior month for only the 1st year of implementation.